2008 Newsletters

December 2008

• Exceptions to the Early Distribution Penalty
• Immediate Annuities Offer a Source of Lifetime Income
• As 2009 Dawns, Is There Hope on the Horizon?
• Can I get an estimate of my child's financial aid eligibility before we officially apply for aid?

November 2008

• Time to Consider Year-End Investment Moves
• Don't Let a Natural Disaster Demolish Your Finances
• Ten Gifting Traps You Should Avoid
• I have a home office--can I still exclude gain when I sell my home?

October 2008

• Five Ideas for Staying Sane in a Crazy Market
• Should You Roll Your 401(k) Money Over to an IRA?
• Buying a Home in Foreclosure
• Should my child apply to college early decision?

September 2008

• Why Work with a Financial Professional?
• Where to Stash Your Emergency Cash
• Saving for College with a 529 Prepaid Tuition Plan
• What is assisted living?

August 2008

• The Economics of Borrowing from Your 401(k)
• Should a Destination Club Be Your Home Away from Home?
• Annuity Maximization: A Strategy to Leave More to Your Heirs
• Will the current credit crunch impact my child's ability to get a student loan for college?

July 2008

• Making Sense of Municipal Bonds
• The Pros and Cons of Self-Insuring Long-Term Care
• The Three C's of Credit
• Can I roll over funds from my 401(k) to a Roth IRA?

June 2008

• Tapping Retirement Savings for College Expenses
• Have You Received Your Stimulus Rebate Payment Yet?
• Can I Get Life Insurance After a Serious Illness?
• Can I enroll in Medicare at age 65, even if I'm not yet eligible for full Social Security benefits?

May 2008

• Style Drift: Do You Know Where Your Assets Are?
• Universal Life: Insurance with Options
• Tips for Selling Your Home in an Uncertain Market
• Can I be automatically enrolled in a 401(k) plan?

April 2008

• It's Not What You Earn--It's What You Keep
• Coping with a Slower Economy
• Retiring Overseas: A Passport to Adventure
• What can we learn from the subprime mortgage mess?

March 2008

• The 1% Difference
• How Well Are You Navigating the Efficient Frontier?
• Will You Pay Taxes on Your Social Security Benefits?
• Is my pension safe if my employer goes bust?

February 2008

• The U.S. Dollar and Your Portfolio
• Why UTMA/UGMA Custodial Accounts Aren't Making the Grade
• Working in Retirement--What You Need to Know
• I'm planning a cruise to the Caribbean this winter. Do I need a passport?

January 2008

• Financial Resolutions for the New Year
• All about Net Unrealized Appreciation
• Guaranteed Lifetime Withdrawal Benefit
• I'm planning a cruise to the Caribbean this winter. Do I need a passport?