2006/2005 Newsletters

December 2006

• Downsizing Your Home: Moving Out, Moving On
• Rate Changes and Your Portfolio: Awaiting with Interest
• Business or Hobby--Proving You Mean Business
• How does an UGMA/UTMA custodial account work?

November 2006

• Roth IRA Conversions in 2010
• Year-End Tax Planning--New Challenges and Opportunities
• The Pension Protection Act of 2006: What It Means to You
• How can I gauge an investment's volatility?

October 2006

• Living Longer . . . but at What Cost?
• Protect Your Portfolio against Inflation
• Coping with a Home Equity Hangover
• Does my auto insurance policy cover flood damage?

September 2006

• Plan for Business Ownership Transitions with a Buy-Sell Agreement
• Separately Managed Accounts: Accounts Customized for You
• Qualified Personal Residence Trust (QPRT)
• Does it make sense to consider a 529 plan if my child is only a few years away from college?

August 2006

• Switching 529 Plans
• Planning for Long-Term Care
• Stretch IRAs
• What happens if I delay collecting Social Security until after full retirement age?

July 2006

• Are You Ready for Stormy Weather?
• Municipal Bonds
• Social Security: What Should You Do at Age 62?
• What is vesting?

June 2006

• Do You Know Who Your Beneficiaries Are?
• Federal Tax Credits for Energy Efficiency
• Core/Satellite Investing
• What is an option ARM?

May 2006

• Asset Selection and Allocation--Keys to Investment Success
• Landing a Better Financial Aid Package
• Choosing a Retirement Community
• Which is better: a cash incentive or 0% financing?

April 2006

• Retirement Plans for Your Small Business
• Why a GRAT Can Be GREAT
• How Much Do You Know about Flood Insurance?
• I'm expecting a large income tax refund--what should I do with it?

March 2006

• Avoid Becoming House Poor
• Tax Deduction Facts You Can't Afford to Overlook
• Don't Make These Retirement Planning Mistakes
• Can I convert my term life insurance to a permanent policy?

February 2006

• Employee Stock Option Basics
• Spotlight on Equity-Indexed Annuities
• Your Home as a Source of Income in Retirement
• Should our family business form an FLP?

December 2005 & January 2006

• “Capital”-ize on Low Tax Rates for Investment Gains
• What To Look for When Buying a Stock
• Watch Out for Inflation
• Orchestrating a Rollover

October & November 2005

• Municipal Bonds: Building Your Portfolio
• Rebalancing Your Investment Landscape
• Making Decisions When a Spouse Dies
• Money Now, Saving Later- Overcoming Your Natural Inclination